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Home  Insurance:  The home owner's insurance protects the owner from the consequences of physical destruction of the home. It is also mandatory to buy home insurance due to the requirements of mortgage lending.

There are four types of home insurance policies available.

HO1: This policy provides the basic coverage

HO2: This policy provides  coverage for unusual occurrences such as water damage, electrical malfunctioning, problems with heating and air conditioning.

HO3: This type of policies cover even more types of damages.

HO8: This type of policy is better suited for older residences.

Stay tuned. We are adding more material soon.